Over the next few days, expect to see many references to 'divorce day' or 'divorce season' in the press.

January can be a time for more divorce enquiries, with solicitors often reporting a greater demand for their services.

This article in The Guardian does a good job of explaining why; a combination of spending time with a spouse over Christmas and desire to make a fresh start in January seem contenders.

Relationship breakdown can be very tough and financial matters will often complicate matters, at a time when emotions are already running high.

As well as appointing a a solicitor to deal with the legal aspects of separation and divorce, it's wise to consult with a Financial Planner at an early stage too.

When we work with individuals who are getting divorced, they sadly tend to leave it too late in the process to seek expert independent financial advice. By the time they pick up the phone to us for the first time, crucial financial matters have already been agreed by both parties to the divorce.

If you are calling a solicitor this month to discuss the breakdown of a marriage, then phone a firm of Chartered Financial Planners too.