If you gave up work early to look after your grandchildren did you know that you could claim national insurance credits towards your state pension?
Tens of thousands of grandparents are missing out on National Insurance (NI) credits which could be worth more than £230 a year when they retire, a former pensions minister has said. Sir Steve Webb, director of policy at Royal London, wants the government to encourage more people to claim them. Parents who give up work are given NI credits while their children are under 12, to help them get a state pension. If they return to work, relatives can claim the credits instead.