I confess I've never been a big fan of property investment. 

There was a spell in the late nineties when arguably it was almost a one way bet, with house prices not having moved significantly for a decade, changes to the letting rules, falling interest rates & good economic times leading to a property boom.

It was against this backdrop that I bought my first home in 1999. Back then, every Saturday when the local paper's property guide came out, house prices seemed to be rising by £500 or a £1,000 every week.

More recently though some of those factors are starting to move against property.

Unlike the late 90s I don't think many would argue that UK residential property is currently undervalued when compared to average wages.

Whilst predicting interest rates is unwise, I think it's fair to say that there seems to be little scope to lower rates too much from their current levels and if anything there is risk that at some point they could significantly rise.

Recent tax changes for Buy-to-Let could make property no longer viable for some investors.

If you're a Buy-to-Let investor worried about these factors you might want to contact us to discuss this in more detail.